Max Equity® Plan

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INSURANCE PROTECTION

Max Equity® Plan

Lines of Credit

Right For You If:

♥ You want more control over your borrowing by leveraging the equity in your home
♥ You want to take advantage of various product options

Secured borrowing rates

Apply just once to secure your overall borrowing limit.


Mortgages

Borrow up to 80% of the value of your home and manage your interest rate risk by splitting your mortgage into 2 or 3 different types of mortgages and terms.

Both fixed and variable interest rates are available.


Other products

Borrow up to a total of 65% of the value of your home and choose lines of credit or other secured borrowing products that best suit your needs.


Personal Line of Credit – Low rates with payment options available.


Mortgage Protection can help make sure the home you worked so hard for is protected.

Use your Total Equity Plan to help you with all your borrowing needs.

You can borrow up to 80% of the value of your home and choose from a broad range of products. Once the STEP is in place, you decide how and when you’ll use your available credit. Talk to your Branch for more details and find out how to take advantage of this product.


  1. Secure your borrowing with at least 20% equity in your home.
  2. Apply just once to establish your overall borrowing limit.
  3. Manage your interest rate risk by splitting your mortgage into two or three different types of mortgages and terms.
  4. Choose a combination of other secured borrowing products that best suit your needs, up to a total of 65% of the value of your home.

Choose from:

  • Fixed Rate Mortgages
  • Variable Rate Mortgages
  • Long and Short® Mortgage
  • Personal Line of Credit
  • Credit Line for business
  • VISA* card
  • Whales NationsGold Passport for business VISA* Card
  • VISA* Card
  • Personal Loans
  • Term Loan for business
  • Overdraft Protection

Special Offers

We understand that everyone’s mortgage needs are different. Let us help you find a mortgage that’s just right for you.

Variable Rate Mortgages

 

Closed Term Fixed Rate Mortgages

1 Year
2 Years
3 Years
4 Years
5 Years
7 Years
10 Years
3.490%
3.290%
3.740%
4.090%
4.990%
5.490%
6.190%
 

Short Term Fixed Rate Mortgages

Open Mortgage – 6 Month
Open Mortgage – 1 Year
Flexible/Closed Mortgage – 6 Month
6.450%
6.500%
4.750%

Rates are provided for information purposes only and are subject to change at any time.

All rates are calculated semi-annually, not in advance.