Basic Banking
Notice
To be eligible for a Basic Banking Account, customers will need to pay in a minimum of €1,000 per month or €6,000 over 6 months
Current Account
Why Get a Basic Banking Account
Get a hassle-free bank account and manage your money 24/7 online or over the phone
Excellent choice for moderate banking needs
Two free withdrawals every month
No monthly fee with a €3,000 minimum daily closing balance
25 transactions every month – including self-serve and teller transactions
MANAGE YOUR MONEY
Helpful Account Services
Overdraft Protection
Manage everyday expenses knowing you won’t be caught short of funds.
E-TRANSFER
All you need is an email address and you can send money to friends and family.
FREE INFOALERTS
Receive an email, text message when important account activity happens.
Global ATM Alliance
Travelling? Use selected ABMs to withdraw cash and avoid paying access fees.
Mobile Wallet
Forgot your wallet? Use your smartphone to pay for small everyday purchases
Visa Pay
A perfect way to send funds to family and friends worldwide.
Core Account Features & Fees
Monthly Fee | €10.95 mo €6.95 after Seniors Discount |
Number of debit transactions | 25 |
Charge for additional debit transactions | €1.25/each additional teller-assisted transaction |
Minimum daily balance to waive fee | €3,000 minimum |
Account Extras
InfoAlerts | No charge for InfoAlerts. Your wireless carrier’s standard text messaging fees apply |
Charge for additional debit transactions | No charge |
E-Transfer | 2 Free e-Transfers per month |
Teller transactions | 1 FREE teller transaction per month |
Branded card | Optional Moneyback branded available |
Cheques | Personalized cheques can be purchased |
Discounts | Discounted Seniors banking (age 60 and over) |
Record-Keeping Charges may apply for additional record-keeping services
Paperless | Free |
Paper Statement | €2.25/month |
Paper statement with cheque image return | €2.50/month |